I have been in the Real Estate business over 17 years.  I am a multi-million dollar producer.  If you are looking to buy or sell you are at the right site.  I can help you with questions on financing, short sales, and information on the local economy.  Right now is the time to BUY or SELL. Find out how you can get up to $8000.00 if you are a buyer that has not owned in 3 years, or $6500.00 if you are a current seller that has owned your home for 5 years.  Deadline for these tax credits are April 30, 2010.  So, let me know what your 2010 goals are and I will help you achieve them.

Attention Buyers:  No matter what your situation  is call me.  If you had a Bankruptcy it must be discharged 2 years.  If you had a foreclosure it must be 3 years from the foreclosure date.  Credit scores at this time may vary.  Right now most lenders are looking at a credit score of 600 or above.  We do have lenders that are also doing 580 and above.  We have programs that will increase your credit score to get you where you need to be to qualify and loan officers that are willing to work with you to help you achieve that goal. The following are the current down payment schedules needed:

VA Buyers - 0% Down No PMI

Fha - 3.5% Down

USDA - 0% Down No PMI

Special FHA Package - $500.00 out of pocket and they will give you the rest in a loan out of your tax credit money which will be paid back when you receive your refund.

Attention For Sale By Owners -If you are trying to save money on paying commissions to a Realtor this program will work for you.   How would you like to have your home exposed to 1000's of Realtors and buyers?  Well you now can have your home put on the  MLS with my new For Sale By Owner Program.  List your home for $400.00.  Yes that is correct!!!!  If at anytime you decide you want the home turned into a full listing you will get refunded your $400.00 at closing.  Call Linda for full details and packages available.  330-327-6214